How to Save Money on Groceries in Canada 2026
Groceries are one of the biggest budget categories. Here's how to cut your bill without living on rice and beans.
The average Canadian household spends over $1,200/month on food. Even cutting 15-20% saves you $2,000+ per year. Here are strategies that actually work.
Canadian-Specific Strategies
1. Shop at Discount Grocers
The same products cost significantly less at discount stores:
- No Frills: Loblaws discount brand - same products, lower prices
- FreshCo: Sobeys discount option
- Food Basics: Metro's discount chain
- Walmart: Price matching + rollback deals
- Costco: Bulk buying (worth it for households 2+)
2. Use Flashfood
Flashfood sells groceries near expiry for 50%+ off. Available at Real Canadian Superstore, No Frills, Loblaws, and others. Great for meat, produce, and dairy you'll use quickly.
3. Maximize PC Optimum Points
PC Optimum Tips:
- Load personalized offers every week in the app
- 20x points events = 20% back in points
- Combine with sale items for maximum value
- Redeem at $50+ for best redemption rate
- Use PC Financial Mastercard for extra points
4. Price Matching
Many stores price match competitors' flyers:
- Walmart: Matches local competitors
- Real Canadian Superstore: Use the app to show competitor prices
- Use Flipp app to quickly find lowest prices
General Money-Saving Tips
5. Meal Plan Before Shopping
The #1 way to reduce food waste and overspending. Spend 15 minutes planning meals for the week, then shop with a list.
6. Shop the Perimeter, Buy Store Brands
Fresh food is on the perimeter; processed (expensive) food is in the aisles. And store brands (No Name, Great Value, Selection) are often identical to name brands.
7. Buy Protein in Bulk When on Sale
Freeze meat, chicken, and fish when they're discounted. Check for manager's specials on items near expiry.
8. Eat Less Meat
Meat is expensive. Even 2-3 meatless meals per week (beans, lentils, eggs, tofu) can save $50-100/month.
9. Don't Shop Hungry
This sounds cliché, but studies show hungry shoppers spend 64% more. Eat before you go.
10. Track Your Grocery Spending
You can't improve what you don't measure. Know your baseline, set a target, and track weekly.
Sample Monthly Grocery Budgets
- Single person (tight): $250-300/month
- Single person (comfortable): $350-450/month
- Couple: $500-700/month
- Family of 4: $800-1,200/month
Varies by city. Toronto/Vancouver cost more than Prairies.
The Bottom Line
You don't need to extreme coupon or spend hours deal-hunting. Pick 3-4 strategies from this list: shop at a discount grocer, use one rewards program well, meal plan, and buy store brands. That's enough to save $100-200/month without changing what you eat.
Related Guides:
Track Your Grocery Spending
Waypoint Budget makes it easy to see where your food money goes and stick to your grocery budget.