Cookie Policy

Effective Date: December 29, 2025

🍪Manage Your Cookie Preferences

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Note: Strictly necessary cookies (for login and app functionality) cannot be disabled. This preference only affects optional analytics cookies.

What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences, understand how you use the site, and provide a better user experience.

Waypoint Budget uses cookies and similar technologies to operate our service, improve your experience, and analyze usage patterns.

Types of Cookies We Use

1. Strictly Necessary Cookies

These cookies are essential for the website to function properly. They cannot be disabled.

Cookie NamePurposeDurationProvider
__sessionMaintains your login session and authentication state7 daysClerk (Auth)
__client_uatUser authentication token for secure accessSessionClerk (Auth)

2. Preference Cookies

These cookies remember your choices and preferences to provide a personalized experience.

Cookie NamePurposeDurationProvider
themeRemembers your dark/light mode preference1 yearWaypoint Budget
waypoint-budget-analytics-consentStores your cookie consent choice (Accept/Decline)1 yearWaypoint Budget

3. Analytics & Advertising Cookies (Requires Consent)

These cookies help us understand how you use our application, measure advertising effectiveness, and improve our services. You can opt-out via the cookie banner.

Cookie NamePurposeDurationProvider
Product Analytics
ph_*PostHog analytics cookies - track user sessions, pageviews, and interactions1 yearPostHog
ph_phc_*_posthogStores PostHog analytics configuration and user identification1 yearPostHog
Advertising Analytics - Facebook/Instagram
_fbpMeta Pixel browser ID cookie - tracks visitors from Facebook ads3 monthsMeta (Facebook)
_fbcMeta Pixel click ID cookie - tracks ad clicks and conversions3 monthsMeta (Facebook)
Advertising Analytics - Google Ads
_gcl_*Google Ads click tracking - measures ad campaign effectiveness90 daysGoogle
_gac_*Google Analytics campaign tracking - connects Google Ads with Analytics90 daysGoogle

Consent Required: All analytics and advertising cookies require your consent. When you decline analytics via our cookie banner, these cookies are not set. You can change your preferences at any time using the "Manage Cookie Preferences" tool at the top of this page.

4. Performance & Analytics (No Cookies)

These services run without cookies and collect only anonymous, aggregated data.

Vercel Analytics: Cookie-free page view tracking using Web Vitals API
Vercel Speed Insights: Cookie-free performance monitoring

Privacy-First: These services use no cookies, collect no personal data, and cannot identify individual users. No consent required under GDPR/PIPEDA.

Third-Party Cookies

We use trusted third-party services that may set cookies to provide their functionality:

Your Cookie Choices

Accept or Decline Analytics Cookies

When you first visit our website, you'll see a cookie consent banner. You can choose to:

  • Accept: Allow basic analytics
  • Decline: Opt-out completely - only strictly necessary cookies will be used

Manage Cookies in Your Browser

You can control and delete cookies through your browser settings:

Note: Blocking strictly necessary cookies may prevent you from logging in or using core features of the app.

Change Your Mind

✨ Quick & Easy: Use the "Manage Cookie Preferences" tool at the top of this page to withdraw or change your consent with one click!

You can also withdraw your consent for analytics cookies by:

  • Clearing your browser cookies and revisiting our site
  • Using your browser's cookie management settings
  • Contacting us at support@waypointbudget.com

How Long Do Cookies Last?

Cookies have different lifespans:

Session Cookies

Temporary cookies that are deleted when you close your browser. Used for maintaining your active session.

Persistent Cookies

Remain on your device for a set period (from 1 day to 1 year). Used to remember your preferences and consent choices.

Do Not Track Signals

Some browsers have a "Do Not Track" (DNT) feature. While we respect your privacy choices made through our cookie banner, we do not currently respond to DNT browser signals as there is no universally accepted standard for how to interpret them.

Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our practices. We will notify you of any significant changes by updating the "Last updated" date at the top of this policy.

Questions?

If you have questions about our use of cookies, please: