Get the Waypoint Budget App

Track your money on iPhone, Android, and the web. Download the app from the App Store or Google Play, or open it in any browser. Your budget stays in sync across every device.

Works on iPhone, Android, and desktop · Free plan available

Waypoint Budget mobile app

One budget, every device

Waypoint Budget follows you everywhere. Start on your phone, finish on your laptop, and it all stays in sync.

Native iOS & Android apps

Download from the App Store or Google Play and track your money wherever you are.

Works on desktop too

Prefer a bigger screen? Open Waypoint Budget in any browser on Mac, Windows, or Linux.

Always in sync

Your budget, transactions, and goals stay in sync across every device automatically.

Bank sync

Securely connect your bank and new transactions arrive without typing them in.

Alerts that keep you on track

Push notifications for budget alerts, bill reminders, and weekly summaries.

Bank-level security

256-bit encryption and read-only bank connections keep your data safe.

Made for your phone

The parts of Waypoint Budget that only work because it lives on your phone.

New in the iPhone app

Log an expense by double tapping your iPhone

Tap the back of your iPhone twice, say what you bought, like “4.50 coffee”, and it lands in your budget without opening the app. A card in Waypoint Budget's colours confirms the amount, category and payee. When Bank sync brings in the same purchase later, it takes over the one you logged instead of counting it twice.

iPhone only, on iOS 17 and newer, included on every plan. Turn it on under Profile, Integrations. See how to set it up

Home Screen and Lock Screen widgets

Twelve widgets on iPhone: Safe to Spend, This Month, your budget, upcoming expenses, goals, accounts and more. On every plan.

Face ID or Touch ID lock

Lock the app so your money stays private if someone picks up your phone. Turn it on under Profile, Privacy & Security.

Quick Add with voice

Hold the + and say it the way you would out loud, like "Taco Tuesday $24 on my Amex". The amount, date and category fill in for you to check.

Snap a receipt

Take a photo of a receipt or a bank statement and the transactions are read off it, ready to review before they are saved.

Dark mode

Light or dark on every screen, and the widgets follow your iPhone's appearance.

Subscribe with your Apple ID

Plus and Pro can be bought through the App Store and cancelled from your iPhone's subscription settings. Waypoint Budget never sees your card.

Get Waypoint Budget your way

Grab the app on your phone, or jump straight in from your browser.

On your phone

Download the free app and create your account right inside it. Ready in under a minute.

On your computer

No download needed. Open Waypoint Budget in any browser and it works like a full desktop app.

Common Questions

Is the app free?
Yes. Download the app and create a free account to get started. Waypoint Budget has a free plan, plus optional Plus and Pro upgrades for bank sync, net worth tracking, household budgeting, and more.
Do I need the app, or can I use the website?
Both work and stay in sync. Use the iPhone or Android app on the go, and the web app on your computer when you want a bigger screen. It's the same account everywhere.
Will my data sync across devices?
Yes. Everything you do syncs automatically, so your budget, transactions, and goals look the same on your phone, tablet, and computer.
Do I get push notifications?
Yes. The app sends push notifications for budget alerts, bill reminders, transaction syncs, and weekly summaries so you always know where you stand.
Which devices are supported?
iPhone and iPad (iOS), Android phones and tablets, and any modern desktop browser on Mac, Windows, or Linux.
Can I log a purchase without opening the app?
Yes, on iPhone. Turn on Double tap to log under Profile, Integrations, pick it under Back Tap in your iPhone's Settings, then tap the back of your phone twice and say what you bought. It needs iOS 17 or newer and app version 1.4.2 or newer. There is no Android version yet.
Does the app have widgets?
Yes. The iPhone app has twelve Home Screen and Lock Screen widgets on every plan: Safe to Spend, This Month, your budget categories, upcoming expenses, goals, accounts, calendar, spending, income vs expenses, net worth, subscriptions and a Quick Add button. Android widgets are not available yet.

Ready to take control of your budget?

Download the app or open it in your browser. Either way, you'll be set up in under a minute.

No credit card required · Free forever plan available

Rated 4.6/5 on Trustpilot