Track your money on iPhone, Android, and the web. Download the app from the App Store or Google Play, or open it in any browser. Your budget stays in sync across every device.
Works on iPhone, Android, and desktop · Free plan available

Waypoint Budget follows you everywhere. Start on your phone, finish on your laptop, and it all stays in sync.
Download from the App Store or Google Play and track your money wherever you are.
Prefer a bigger screen? Open Waypoint Budget in any browser on Mac, Windows, or Linux.
Your budget, transactions, and goals stay in sync across every device automatically.
Securely connect your bank and new transactions arrive without typing them in.
Push notifications for budget alerts, bill reminders, and weekly summaries.
256-bit encryption and read-only bank connections keep your data safe.
The parts of Waypoint Budget that only work because it lives on your phone.
New in the iPhone app
Tap the back of your iPhone twice, say what you bought, like “4.50 coffee”, and it lands in your budget without opening the app. A card in Waypoint Budget's colours confirms the amount, category and payee. When Bank sync brings in the same purchase later, it takes over the one you logged instead of counting it twice.
iPhone only, on iOS 17 and newer, included on every plan. Turn it on under Profile, Integrations. See how to set it up
Twelve widgets on iPhone: Safe to Spend, This Month, your budget, upcoming expenses, goals, accounts and more. On every plan.
Lock the app so your money stays private if someone picks up your phone. Turn it on under Profile, Privacy & Security.
Hold the + and say it the way you would out loud, like "Taco Tuesday $24 on my Amex". The amount, date and category fill in for you to check.
Take a photo of a receipt or a bank statement and the transactions are read off it, ready to review before they are saved.
Light or dark on every screen, and the widgets follow your iPhone's appearance.
Plus and Pro can be bought through the App Store and cancelled from your iPhone's subscription settings. Waypoint Budget never sees your card.
Grab the app on your phone, or jump straight in from your browser.
Download the free app and create your account right inside it. Ready in under a minute.
No download needed. Open Waypoint Budget in any browser and it works like a full desktop app.
Download the app or open it in your browser. Either way, you'll be set up in under a minute.
No credit card required · Free forever plan available