Practical money tips, TFSA & RRSP guides, and real talk about budgeting from someone who gets it.
YNAB costs $14.99/month. Waypoint Budget starts free. Both use zero-based budgeting. Here's an honest look at which one is better for your money.
Read moreComplete guide to migrating from YNAB to Waypoint Budget in under 2 minutes. Our automatic import tool transfers your categories, transactions, budget allocations, and goals. Built for Canadians.
Read moreFeeling broke all the time? You're not alone. Here are the 7 most common reasons Canadians feel broke and exactly how to fix each one.
Read moreYNAB costs $21 CAD/month. Here are 5 free alternatives for Canadians that use the same zero-based budgeting method without the high price tag.
Read moreLiving paycheck to paycheck? Here's how Canadians can save money even when every dollar is already spoken for. Practical, realistic tips that actually work.
Read moreThe definitive guide to paycheck savings for Canadians. Learn the 50/30/20 rule, age-based guidelines, TFSA/RRSP contribution targets, emergency fund goals, and use our free calculator.
Read moreThe complete list of budget categories for Canadians, including RRSP, TFSA, winter expenses, and provincial taxes. Built specifically for Canadian financial realities.
Read moreCredit Karma shut down in Canada in 2018, leaving millions searching for free credit monitoring. Here are the best Canadian alternatives that actually work better.
Read moreComplete guide to budgeting with biweekly paychecks in Canada. Learn how to manage 26 paychecks per year, leverage your 2 "extra" paychecks, and avoid the paycheck timing trap that breaks monthly budgets.
Read moreThe 75-15-10 budget rule is one of the simplest budgeting methods: 75% for expenses, 15% for savings, 10% for debt. Learn how to apply this rule to Canadian salaries and biweekly paychecks.
Read moreThe hidden costs that blow Canadian budgets: winter tires, property tax, RRSP contribution deadlines, foreign exchange fees, and 15+ other commonly forgotten expenses that aren't on your monthly radar.
Read moreLearn how to create a budget that actually works for Canadian households. Step-by-step guide with real examples, budgeting methods, and strategies for any income level.
Read moreComplete TFSA contribution guide for Canadians. Learn contribution limits, rules, deadlines, over-contribution penalties, and how to maximize your tax-free savings.
Read moreSave hundreds per month with these 25 practical strategies for Canadians. Lower bills, reduce groceries, optimize TFSA/RRSP, and claim missing government benefits.
Read moreFinally understand the difference between RRSP and TFSA. Income-based decision guide, comparison tables, and real scenarios to help Canadians choose the right account.
Read moreStop struggling with expense tracking. Compare 5 proven methods from apps to spreadsheets to cash envelopes. Find the system that fits your lifestyle and stick to it.
Read moreEverything you need to know about choosing and using budgeting apps in Canada. From Canadian bank support to TFSA tracking, we cover it all.
Read moreThe ultimate guide to budgeting in Canada. Learn all budgeting methods, Canadian-specific considerations, tools, step-by-step setup, and common mistakes to avoid. Whether you're a complete beginner or looking to refine your approach, this guide covers everything.
Read moreLearn how much you should save each month in Canada based on your age, income, and financial goals. Includes age-based recommendations, calculators, and Canadian-specific advice.
Read moreBudgeting on a low income is challenging, but it's possible. This guide shows you exactly how to make every dollar count, with specific dollar amounts, government benefits, and practical strategies that actually work.
Read moreDirect comparison: YNAB vs Waypoint Budget for Canadian users. We compare pricing, features, Canadian bank support, TFSA tracking, and help you decide which budgeting app is right for you.
Read moreCompare Waypoint Budget vs Lunch Money for Canadians. See pricing, features, bank sync, and Canadian-specific features. Find the best budgeting app for you.
Read moreLearn the 50/30/20 budget rule for Canadians. Calculate your budget, see examples, and use our free calculator. Perfect for Canadian incomes and expenses.
Read moreSave $1,378 in 2026 with this simple weekly challenge. Perfect for Canadians starting their savings journey. Includes reverse challenge option and tracker.
Read moreStart 2026 strong with this complete financial checklist. TFSA updates, tax prep, budget review, and everything Canadian families need to do in January.
Read moreStop making financial resolutions that fail by February. Here are 5 realistic money goals Canadians can actually stick to in 2026.
Read moreFinally, a budgeting app that understands how bimonthly and biweekly paycheques actually work in Canada. No more confusion about when bills count.
Read moreA complete step-by-step guide to budgeting when you get paid twice a month. Learn how to handle bill timing, avoid common mistakes, and set up a sustainable budget.
Read moreLove YNAB but tired of paying $21 CAD/month? Here's a Canadian alternative that costs 62% less and handles bimonthly pay properly.
Read moreMint is gone—what now? Compare truly free budgeting apps that actually work for Canadians, with no hidden paywalls.
Read moreHow bank sync actually works, which Canadian banks are supported, security concerns answered, and whether it's worth the upgrade.
Read moreAI isn't just hype—it actually helps with budgeting. Here's how AI budget coaches work and whether you need one.
Read moreThe budgeting method that made me finally stick to a budget. Here's how it works.
Read moreThe rules changed in 2024. Here's how capital gains are taxed now and what it means for your investments.
Read moreUnderstanding exactly how much CPP comes off your paycheque - including the new CPP2 enhanced contributions.
Read moreEverything you need to know about Employment Insurance deductions for 2026 - rates, maximums, and how it affects your take-home pay.
Read moreTwo powerful tools for first-time buyers. Here's how to choose - or use both.
Read moreEverything you need to know about saving for your child's education - and getting free government money.
Read moreGroceries are one of the biggest budget categories. Here's how to cut your bill without living on rice and beans.
Read moreYou have cash to save. Here's how to choose the right account for your situation.
Read moreNever budgeted before? Here's a simple, no-nonsense guide to get started.
Read moreEverything you need to know about the 2026 RRSP contribution limit, how to calculate your personal room, and strategies to maximize your tax deductions.
Read moreKnow exactly how much tax you'll pay at every income level - federal and provincial combined.
Read moreMade a mistake? Don't panic. Here's exactly how to fix a TFSA over-contribution and potentially get the penalty waived.
Read moreBoth accounts offer tax-free growth, but one might be significantly better for your situation. Here's how to decide.
Read moreOne of the TFSA's best features is flexibility. But there's one timing rule that trips people up.
Read moreBreaking: CRA confirms the 2026 TFSA annual limit is $7,000. Total contribution room since 2009 reaches $109,000.
Read moreDon't miss the 2026 RRSP contribution deadline. Here's what you need to know and how to maximize your tax deduction.
Read moreShould you prioritize TFSA or RRSP? Get a clear answer based on your income, tax bracket, and financial goals.
Read moreEverything Canadians need to know about the FHSA - contribution limits, withdrawal rules, and how to maximize this account for your first home.
Read moreMint shut down in 2024. Find the best free and paid alternatives for Canadians with better features and Canadian support.
Read moreA personal look at which budgeting apps actually work for Canadians, from someone who tried them all before building his own.
Read morePractical budgeting strategies for freelancers and gig workers with variable income. Includes Canadian tax tips and real examples.
Read moreEverything you need to know about TFSA limits for 2026, written in plain language without the financial jargon.
Read moreReal strategies that helped me go from financial anxiety to financial clarity - and how you can do the same.
Read moreA practical, no-nonsense framework for setting financial goals that you'll actually achieve this year.
Read moreStop just reading about budgeting - start doing it. Join thousands of Canadians already using Waypoint Budget.