EQ Bank logo

Best Budget App for
EQ Bank

Connect EQ Bank's Personal Account, Savings Plus, and TFSA to Waypoint to see your high-interest savings working alongside your regular spending. Transactions auto-categorize as they post.

No credit card · Free forever · Read-only connection

Connection

Flinks

Waypoint connects to EQ Bank through Flinks for the most stable sync.

Account types

4 supported

Personal Account · Savings Plus Account · TFSA · GICs

Access level

Read-only

Waypoint can see transactions but can never move money in or out of EQ Bank.

Built around how you actually use EQ Bank

Waypoint is a full budgeting app — not just a spending chart bolted onto your banking app.

Automatic transaction sync

Every EQ Bank transaction lands in Waypoint within minutes, categorized and ready to review.

Smart category rules

Recurring EQ Bank merchants learn your categories once and stay sorted forever.

Real budget tracking

See exactly how much of your EQ Bank spending fits each category — no spreadsheets.

AI Money Coach

Ask questions about your EQ Bank spending and get answers in plain English.

Household sharing

If your partner also banks with EQ Bank, share your budget without sharing logins.

Net worth and goals

Track EQ Bank balances over time and set savings goals that actually move.

Connect EQ Bank in under a minute

1

Create your free Waypoint account

No credit card. Sign up with email, Apple, or Google.

2

Search for "EQ Bank" and authorize

Waypoint routes you through Flinks, which is the same secure bank-data provider used by major fintechs. You log in with your EQ Bank credentials — Waypoint never sees them.

3

Pick the accounts you want to budget

Bring in any of your Personal Account, Savings Plus Account, TFSA accounts. Skip the ones you don't want tracked.

4

Watch your budget build itself

Transactions auto-categorize. Spending shows up against your budget. Done.

Your EQ Bank login stays at EQ Bank

Waypoint uses bank-grade connections through Flinks — the same providers behind apps like Wealthsimple, KOHO, and SoFi. Your credentials are never stored by Waypoint, and the connection is read-only.

Read-only access
256-bit encryption
SOC 2 providers
Disconnect anytime

FAQs about EQ Bank + Waypoint

Does Waypoint actually sync with EQ Bank?
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EQ Bank routes through Flinks in Waypoint, which holds the connection through their two-factor flow more reliably than Plaid. You sign in once, accept the connection, and your transactions begin syncing — no CSV imports, no manual entry.
Which EQ Bank account types are supported?
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Waypoint supports Personal Account, Savings Plus Account, TFSA, GICs from EQ Bank. If you have multiple accounts, you choose which ones to bring in during setup.
Is connecting EQ Bank to Waypoint safe?
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Yes. Waypoint never sees or stores your EQ Bank login. The connection goes through Flinks — the same bank-data providers used by major fintechs — and is read-only. We can never move money.
How much does it cost to connect EQ Bank?
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The free tier of Waypoint lets you connect one bank including EQ Bank. The Plus plan (CA$7.99/mo) adds the AI Money Coach, advanced reports, and 5 years of history. The Pro plan (CA$12.99/mo) bumps you to 5 bank connections and adds net worth and household budgeting.
What if my EQ Bank connection ever breaks?
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Waypoint will surface the issue inside the app and walk you through a one-tap reconnect. You stay in control — your data stays put while the connection is being restored.

Other Canadian banks supported in Waypoint

Connect more than one to see your full picture.

TD Canada Trust logoTDRBC Royal Bank logoRBCBMO Bank of Montreal logoBMOScotiabank logoScotiaCIBC logoCIBCNational Bank of Canada logoNational Bank

Start budgeting your EQ Bank accounts today

Free forever. No credit card. Your EQ Bank accounts can be connected in under a minute.