Share the , we'll return the favour

A referral program for advisors, creators, and businesses. The people you refer save 20% on their first year, and you get $20 for every annual subscriber who stays past 30 days.

Become a partner

Financial advisors

Help your clients take control of their money, and we'll reward you for it.

Creators & communities

Share Waypoint Budget with your audience and get rewarded for every paying subscriber you send our way.

Businesses & marketplaces

Offer Waypoint Budget to your members or customers as a financial-wellness perk in your lineup.

Good for you, great for them

They save the moment they sign up, and you get rewarded for every customer who stays.

You get

$20per customer

For each customer who subscribes to a paid annual plan and stays past their first 30 days.

They save

20%off their first year

Anyone who signs up with your code gets 20% off their first year on an annual plan.

How it works

1
Step 1

Apply & get your code

Tell us a bit about who you'd refer. We approve you and send a unique referral code and link.

2
Step 2

Share it

The people you refer sign up with your code on the web and get 20% off their first year.

3
Step 3

Get paid

Once a referred customer stays subscribed to an annual plan for 30 days, you get a one-time $20.

Recommend something you stand behind

Waypoint Budget is a tool the people you refer will actually keep using.

Private and secure

Bank-level security and PIPEDA compliant.

Built for the US

Tracks 401(k), IRA, and your tax-advantaged accounts.

Solo or together

Works for individuals and couples sharing one budget.

No ads

We make money from subscriptions, so your data is never sold or shared.

Ready to refer?

Apply in two minutes. Once you're approved you'll get your referral code and a dashboard to track signups and rewards.

Apply to become a partner

Have a bigger partnership in mind? Get in touch.

By applying you agree to our referral terms.

Frequently asked questions

How and when do I get paid?
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You get a one-time $20 for each customer who subscribes to a paid annual plan and stays past their first 30 days. It's a one-time fee per customer, not a recurring cut.
How do I track my referrals?
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You get a partner dashboard where you can see your referrals, their status, and your rewards in real time.
I'm a financial advisor. Is this allowed for me?
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Many advisors can accept a referral fee, but some firms restrict outside compensation or require you to disclose it. You know your own rules best. If a fee isn't a fit, we can give your clients a discount instead, with no compensation to you, so you can recommend Waypoint Budget cleanly either way.
What do referred customers get?
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Anyone who signs up with your referral code gets 20% off their first year on an annual plan. That's a genuine reason for them to use it, and it's how we credit the signup to you.
Do signups on the iPhone app count?
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Referrals are tracked through web checkout, so point the people you refer to the website to sign up. Subscriptions purchased through the Apple App Store cannot be attributed to a referral.
Is there a cost or a minimum?
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No cost to join. There's no long-term commitment and no exclusivity, and you can stop any time.