Compound Interest Calculator

See how your money grows over time with the power of compound interest.

Investment Details

Future Value

$300,851

After 20 years

Breakdown

Total Contributed$130,000
Interest Earned$170,851
Interest as % of Total56.8%

Growth Over Time

5 years$49,973
10 years$106,639
20 years$300,851
30 years$691,150

Start Building Wealth Today

Waypoint Budget helps you budget for monthly investments and track your portfolio growth.

The Power of Compound Interest

Albert Einstein reportedly called compound interest the eighth wonder of the world. The key is starting early: $500/month at 7% for 30 years becomes $566,000+, but only $122,000 if you wait 20 years to start.

Disclaimer: This calculator is for educational and informational purposes only and does not constitute financial, tax, or legal advice. Results are estimates based on simplified assumptions and may not reflect your actual situation. Tax laws, contribution limits, and regulations change frequently. Always consult a qualified financial advisor or tax professional before making financial decisions. See our Terms of Service for full details.