Chase Bank logo

Best Budget App for
Chase Bank

Connect your Chase checking, savings, and Sapphire or Freedom credit cards to Waypoint and let every purchase categorize itself. Chase is one of the most reliable connections on Waypoint via Plaid.

No credit card · Free forever · Read-only connection

Connection

Plaid

Waypoint connects to Chase through Plaid for the most stable sync.

Account types

5 supported

Checking · Savings · Sapphire Credit Card · Freedom Credit Card

Access level

Read-only

Waypoint can see transactions but can never move money in or out of Chase.

Built around how you actually use Chase

Waypoint is a full budgeting app — not just a spending chart bolted onto your banking app.

Automatic transaction sync

Every Chase transaction lands in Waypoint within minutes, categorized and ready to review.

Smart category rules

Recurring Chase merchants learn your categories once and stay sorted forever.

Real budget tracking

See exactly how much of your Chase spending fits each category — no spreadsheets.

AI Money Coach

Ask questions about your Chase spending and get answers in plain English.

Household sharing

If your partner also banks with Chase, share your budget without sharing logins.

Net worth and goals

Track Chase balances over time and set savings goals that actually move.

Connect Chase in under a minute

1

Create your free Waypoint account

No credit card. Sign up with email, Apple, or Google.

2

Search for "Chase" and authorize

Waypoint routes you through Plaid, which is the same secure bank-data provider used by major fintechs. You log in with your Chase credentials — Waypoint never sees them.

3

Pick the accounts you want to budget

Bring in any of your Checking, Savings, Sapphire Credit Card accounts. Skip the ones you don't want tracked.

4

Watch your budget build itself

Transactions auto-categorize. Spending shows up against your budget. Done.

Your Chase login stays at Chase

Waypoint uses bank-grade connections through Plaid — the same providers behind apps like Wealthsimple, KOHO, and SoFi. Your credentials are never stored by Waypoint, and the connection is read-only.

Read-only access
256-bit encryption
SOC 2 providers
Disconnect anytime

FAQs about Chase + Waypoint

Does Waypoint actually sync with Chase Bank?
+
Chase connects through Plaid in Waypoint, which has Chase as one of its longest-standing direct integrations — connections rarely drop. You sign in once, accept the connection, and your transactions begin syncing — no CSV imports, no manual entry.
Which Chase account types are supported?
+
Waypoint supports Checking, Savings, Sapphire Credit Card, Freedom Credit Card, Slate from Chase Bank. If you have multiple accounts, you choose which ones to bring in during setup.
Is connecting Chase to Waypoint safe?
+
Yes. Waypoint never sees or stores your Chase login. The connection goes through Plaid — the same bank-data providers used by major fintechs — and is read-only. We can never move money.
How much does it cost to connect Chase?
+
The free tier of Waypoint lets you connect one bank including Chase Bank. The Plus plan (US$7.99/mo) adds the AI Money Coach, advanced reports, and 5 years of history. The Pro plan (US$12.99/mo) bumps you to 5 bank connections and adds net worth and household budgeting.
What if my Chase connection ever breaks?
+
Waypoint will surface the issue inside the app and walk you through a one-tap reconnect. You stay in control — your data stays put while the connection is being restored.

Other U.S. banks supported in Waypoint

Connect more than one to see your full picture.

Bank of America logoBank of AmericaWells Fargo logoWells FargoCitibank logoCitiU.S. Bank logoU.S. BankPNC Bank logoPNCCapital One logoCapital One

Start budgeting your Chase accounts today

Free forever. No credit card. Your Chase accounts can be connected in under a minute.