Rent vs Buy Calculator

Compare the true cost of renting versus buying a home in Canada.

Buying

Renting

Better Financial Choice

Buy

$47,095 better off after 10 years

Buying: Equity

$451,512

Renting: Investments

$404,418

Buying Details

Monthly Mortgage$2,806
Home Value in 10yr$806,350
Total Interest Paid$211,561

Renting Details

Total Rent Paid$343,916
Investment Growth$404,418

Budget for Your Housing Decision

Whether you rent or buy, Waypoint Budget helps you manage your housing costs and savings.

Disclaimer: This calculator is for educational and informational purposes only and does not constitute financial, tax, or legal advice. Results are estimates based on simplified assumptions and may not reflect your actual situation. Tax laws, contribution limits, and regulations change frequently. Always consult a qualified financial advisor or tax professional before making financial decisions. See our Terms of Service for full details.