Truist Bank logo

Best Budget App for
Truist Bank

Link Truist One Checking, One Savings, and Enjoy Cash credit cards to Waypoint Budget and ditch the limited budgeting tools in the Truist mobile app. Cleaner categories, smarter rules.

Get Started Free

No credit card · Free plan forever · Read-only connection

Connection

Plaid

Waypoint Budget connects to Truist through Plaid for the most stable sync.

Account types

4 supported

Truist One Checking · One Savings · Enjoy Cash Credit Card · Future Credit Card

Access level

Read-only

Waypoint Budget can see transactions but can never move money in or out of Truist.

Built around how you use Truist

Waypoint Budget is a full budgeting app, not a spending chart bolted onto your banking app.

Automatic transaction sync

Every Truist transaction lands in Waypoint Budget within minutes, categorized and ready to review.

Smart category rules

Recurring Truist merchants learn your categories once and stay sorted forever.

Real budget tracking

See exactly how much of your Truist spending fits each category. No spreadsheets.

Smart Money Coach

Ask questions about your Truist spending and get answers in plain English.

Household sharing

If your partner also banks with Truist, share your budget without sharing logins.

Net worth and goals

Track Truist balances over time and set savings goals that move.

Connect Truist in under a minute

1

Create your free Waypoint Budget account

No credit card. Sign up with email, Apple, or Google.

2

Search for "Truist" and authorize

Waypoint Budget routes you through Plaid, the same secure bank-data provider used by major fintechs. You log in with your Truist credentials. Waypoint Budget never sees them.

3

Pick the accounts you want to budget

Bring in any of your Truist One Checking, One Savings, Enjoy Cash Credit Card accounts. Skip the ones you don't want tracked.

4

Watch your budget build itself

Transactions auto-categorize. Spending shows up against your budget. Done.

Your Truist login stays at Truist

Waypoint Budget uses bank-grade connections through Plaid, the same providers behind apps like Wealthsimple, KOHO, and SoFi. Your credentials are never stored by Waypoint Budget, and the connection is read-only.

Read-only access
256-bit encryption
SOC 2 providers
Disconnect anytime

FAQs about Truist + Waypoint Budget

Does Waypoint Budget sync with Truist Bank?
+
Truist (the BB&T / SunTrust merger) connects through Plaid in Waypoint Budget, supporting the unified Truist One product lineup. You sign in once, accept the connection, and your transactions begin syncing. No CSV imports, no manual entry.
Which Truist account types are supported?
+
Waypoint Budget supports Truist One Checking, One Savings, Enjoy Cash Credit Card, Future Credit Card from Truist Bank. If you have multiple accounts, you choose which ones to bring in during setup.
Is connecting Truist to Waypoint Budget safe?
+
Yes. Waypoint Budget never sees or stores your Truist login. The connection goes through Plaid, the same bank-data providers used by major fintechs, and is read-only. We can never move money.
How much does it cost to connect Truist?
+
Waypoint Budget's free plan covers manual entry, CSV and PDF statement import, receipt scanning and every budgeting feature, and it stays free. Automatic Truist sync is on Waypoint Plus (US$7.99/mo, 1 bank connection) and Waypoint Pro (US$12.99/mo, 5 bank connections, plus net worth and household budgeting). Paid plans start with a free trial.
What if my Truist connection ever breaks?
+
Waypoint Budget will surface the issue inside the app and walk you through a one-tap reconnect. You stay in control. Your data stays put while the connection is being restored.

Other U.S. banks supported in Waypoint Budget

Connect more than one to see your full picture.

Chase Bank logoChaseBank of America logoBank of AmericaWells Fargo logoWells FargoCitibank logoCitiU.S. Bank logoU.S. BankPNC Bank logoPNC

Start budgeting your Truist accounts today

Free plan forever. No credit card. Your Truist accounts connect in under a minute on Waypoint Plus or Pro.

Get Started Free

4.6/5 on Trustpilot